Citibank N.A. a creditor credit card company that sues consumers in Michigan through the law firm Stenger & Stenger, P.C. Most Citibank credit card debt is placed in securitized trusts holding all debt without the proper proof of debt ownership. Stenger files lawsuit without the proper assignment or title paperwork from the secured trust to Citibank to prove their case. I use this knowledge to settle or eliminate my client’s debts and lawsuits in Michigan Circuit and District Courts.
*I have an approach against Citibank that no other law firm uses, and it could get you out of the lawsuit and eliminate the debt. *
What attorney names should I look for if Citibank is suing me?
The main attorneys on all of Citibank's debt collection lawsuits are Stenger's attorneys Preston Udell Nate, Brian Groen and Joe Jammal. Mr. Jammal is the supervising attorney for many of the lawyers Stenger hires to do these cases. Look for their names on the Summons in your paperwork to confirm Stenger is suing you. I deal with them all the time and they know I will sue their firm if they break the law. A lawsuit or counter claim against Citibank or Stenger is the best approach to eliminating or settling your debt when the facts are there. Get your paperwork to us within 21 days of being served and we will provide you a free analysis to help you win. Again, I have a unique approach to these cases no other attorney has in my use of the FDCPA against a creditor that is not normally exposed to the Federal law I use.
What does a Citibank lawsuit from Stenger look like?
The basic pleading or lawsuit you will receive with be barely seven paragraphs long, says nothing specific and will have no basis of fact proving you owe the debt to Stenger's client. Stenger does not attach any proof to its lawsuits. Just a two-page complaint. Here are Sample Citibank/Stenger lawsuits:
When you hire us, first we will file a Response or an “Answer” to the Citbank/Stenger lawsuit to avoid a default being filed against you. If they get a default against you, they can levy or garnish your bank accounts and paycheck. You want to avoid this at all costs. So, you must file an Answer within 21 days from receiving the lawsuit. Otherwise, you lose your case no matter what proof they attached as lawsuit exhibits.
Second, file a Counter Claim showing the Court that Citibank and Stenger did not file or attach the proper paperwork to the lawsuit. They don't attach any paperwork or the original cardholder agreement. The real paperwork is long gone from being bought and sold by different entities with a secured trust. Your counter claim shows the Court that Stenger's client has no standing to sue you and therefore they broke the law suing you. They settle lawsuits quickly and will work with me to get the best deal for you.
** I have an approach to suing Citibank and defending you that no other law firm uses and it could get the Citibank lawsuit and debt eliminated for you.
How to Settle a Debt with Citibank and Stenger
If you need help with a Citibank or Stenger debt settlement, then contact me at 248-342-9583 or through our free evaluation form. As a debt lawsuit defense attorney, I also offer a free legal consultation when you are sued by Citibank or Stenger. As I stated above, the best way to deal with them is to come in strong with a good defense and counter claim on their lawsuit. As our five-star clients will tell you, the savings we offer far outweigh our legal fees and you might get money back from them in a Federal lawsuit. We do it all. Please fill out our Free Case Evaluation today.
**As I said above, I have an approach against Citibank that no other law firm uses to possibly get you out of the lawsuit and eliminate the debt.