If you are the victim of identity theft, had your credit merged with someone else's or just want the inaccuracies off your credit, call us at (248) 342-9583. We have extensive experience in cleaning up credit report errors and getting you money damages from the companies that are ruining your credit. Under the Fair Credit Reporting Act (FCRA) we make the bad guys pay you and our attorney fees and costs.
One in four credit reports contains errors serious enough to cause consumers to be denied credit, a loan, an apartment or home loan or even a job, according to a survey released by US Public Interest Research Groups. June 17, 2004.
The Federal Fair Credit Reporting Act (FCRA) a federal law regulates accuracy, fairness, and privacy of information in the files of consumer reporting agencies. Consumer Reporting Agencies (CRAs), credit bureaus and specialty agencies sell information on your check writing history, your long term payment, and medical and rental history records. In addition to the report they also provide your personal information on your social security number, address, phone number and place of employment.
You have a right to dispute incomplete or inaccurate information on your credit report. If you identify incomplete or inaccurate information on your credit score:
Contact us and we will send you a free dispute letter to mail to the three credit agencies. If they do not correct the errors within 30 days, we will sue them and clean the mess up for you.
The Federal Fair Credit Reporting Act is a Consumer Statute that can remove the bad marks, get you compensation and get any attorney fees and costs paid for. We make the bad guys who caused your problems pay you and pay us!
The FCRA gives you specific rights for Credit Repair: