If you are being sued by a debt collector, here are two ways I can help you.
I Will Defend You and Sue the Collector in a Counter Claim:
(1) In the state court defense, we will charge you a small, initial lump sum to defend you against the creditor or collector and file a counter claim against them under the Fair Debt Collection Practices Act (FDCPA) and Michigan law. We also seek elimination of the debt and a cleaning up of the credit report. Debt resolution or elimination is a common outcome in these cases.
You May Have a Federal Lawsuit Against the Debt Collector:
(2) Collection law firms will often break the law in your State case so there is a good chance that you will have a Federal case against the debt collector. In the separate Federal case, we seek money damages for you and get any attorney fees and costs paid if we prevail on your behalf when they violate the FDCPA. Make them pay you and end the debt nightmare.
*Remember to have the following information when contacting Brian for Help:
First, identify the day and date you were sued. You have 21 days to Answer the lawsuit if they served you in person, 28 days to Answer the lawsuit if they served you through the mail. You don't want to default (where you fail to answer after the 21/28 days and they automatically win). Answering the lawsuit increases the chances of a discount, protects your right to fight and saves you money.
Second, always check that the debt collector or collection law firm has sued you in the right district. Look at the top of the lawsuit or complaint. Do you live in the area that the district court serves or presides over? If you don't live in that district, suing you in that court is a violation of the Fair Debt Collection Practices Act (FDCPA) and Michigan law.
Third, don't engage the debt collector in working out a payment plan until you have answered the lawsuit. Debt collectors will string you along while pretending to work out a deal with you and then when the 21 days has passed, they will get a default against you.
Fourth, while you may owe on the debt, there is no proof that you owe the debt collector that is suing you. Make them prove they own the debt. Fill out our Free Evaluation form and email or fax us the lawsuit and any exhibits. With the right case, we will defend you and sue them for money damages against the collector for bringing a lawsuit without proof. If they don't own it, you don't owe it to them.
Contact Brian for Help:
Call me at (248) 342-9583 (I answer the phone) or Fill out the Free Evaluation form and let's end this Debt Collection Nightmare. Thank you.