Debt Happens. Harassment Never Should.

2020: DNF & Associates, LLC v Client in 36th District Court in Wayne County. DNF claimed client owed $4700 in its lawsuit. We got involved and within 48 hours, the case resolved and the debt of $4700 was eliminated. We also received attorney fees and costs from DNF and we were able to return the client's small retainer to her. Happy Client! DEBT ELIMINATED

2020: Cavalry SPV I v Client in 52-1 District Court in Oakland County. Cavalry claimed client owed $2600 in its lawsuit. We got involved and within 48 hours, the case resolved and the debt of $2600 was eliminated. We also received attorney fees and costs from Cavalry and we were able to return the client's small retainer to him. Another Happy Client! DEBT ELIMINATED

2020: SLM Private Education Loan Trust v Client in 60th District Court in Muskegon County. SLM claimed client owed $8300 in its lawsuit. We got involved and the case was resolved and the student loan of $8300 was eliminated. We also received attorney fees and costs from SLM. Another Student Loan Debt disappears. DEBT ELIMINATED

2020: Our client faced three lawsuits from Navient and SLM. We eliminated all three debts and required the credit to be cleaned up in a settlement. Over $15,000 in debt eliminated along with three lawsuits dismissed. We also sued the law firm in Federal Court and received money damages under the FDCPA. DEBT ELIMINATED

2020: CACH, LLC v. Client, Wayne County District Court. CACH was seeking a judgment for $11,000 against our client. We defended our client and counter claimed against CACH. We we able to eliminate the whole debt while saving our client over $11,000!

2020: Capital One Bank v. Client, Wayne County district court. A lawsuit was filed against our client seeking over $9,000. After we got involved, the case settled for $4,000 on an easy payment plan, saving our client close to $5,000!

2020: Our client faced a lawsuit in Oakland County from Jefferson Capital Systems, LLC. We eliminated the debt and got her retainer to us returned -paid by the debt collector. We cleaned up the credit and settled our client's case for a savings of over $5,000! DEBT ELIMINATED

2020: Crown Asset Management, LLC v. Client in a Wayne County Court. A lawsuit was filed against our client in district court seeking over $6,000. The case was settled with the entire $6,000 wiped out and the credit cleaned! DEBT ELIMINATED

2020: LVNV Funding, LLC v. Client in an inaccuracy on the credit case. Under the Fair Credit Reporting Act (FCRA), we got both the LVNV Funding debt eliminated and the underlying, original lender debt waived, a deletion of the credit and money damages! DEBT ELIMINATED

2020: National Collegiate Student Loan Trust v Client. We defended our clients and fought back with a counter-claim. We eliminated the student loans of the client and his dad. Over $35,000 in student loan debt waived and the case against the clients was dismissed in Wayne Circuit Court. DEBT ELIMINATED

2020: Client v Convergent Outsourcing, LLC. Our client was sued on three student loan debts in State district court. We got the debts eliminated and the cases dismissed in state court. We thought that was that. We then sued Convergent Outsourcing, LLC for trying to collect on the same debts again. We were able to negotiate a good settlement of the case for our client who had suffered twice for the same debts. Both times we came to her rescue and made the debt collectors pay. DEBT ELIMINATED

2019: DNF & Associates, LLC v. Client, in a Wayne County District Court. Our client was facing a judgment for $5,000. We got the debt eliminated and removed from her credit report along with her attorney fees paid. She had paid us a small retainer and that was returned to her in the settlement too. DEBT ELIMINATED

2019: DNF & Associates, LLC v. Client, in a Monroe County District Court. Our client was facing a judgment.. We got the debt eliminated and removed from his credit report along with his attorney fees paid. Client also received money damages. DEBT ELIMINATED

2019: Three National Collegiate Student Loan Trust cases against the client in Wayne County. Three lawsuits in different courts were filed against our client seeking over $50,000. We settled all three cases and eliminated all the student loan debts saving our client over $50,000! DEBT ELIMINATED

2019: Four National Collegiate Student Loan Trust cases against the client in Saginaw County. Four different lawsuits were filed upon student loan debts in the district court. We fought all four and filed a counter claim against the student loan debt collector and eliminated all four debts in saving our client over $60,000! DEBT ELIMINATED

2019: Our client faced two lawsuits from Navient Credit in Wayne County Circuit and District Courts. We defended and counter claimed Navient on both cases. We settled the cases saving our client the combined and eliminated student loan debt of over $35,000! DEBT ELIMINATED

2019: Unifund, CCR LLC v. Client in a Washtenaw County district court. A lawsuit was filed against our client seeking $2,500. We defended our client and settled the case with the elimination of the debt and a clean credit report.

2019: Portfolio Recovery Associates, LLC v. Client in a Washtenaw County district court. PRA sought a judgment against our client for over $6,600. We got the case settled for a complete debt elimination and the credit cleaned!

In 2020, Cavalry SPV I v. Client, in an Oakland County District Court. Our client had a lawsuit against them seeking over $15,000 We were able to settle the debt for $3,5000, saving our client $11,500!

In 2020, Equifax v. Client, in an inaccuracy on the credit case. Under the Fair Credit Reporting Act (FCRA), our client received a money damages settlement and had the underlying creditor debts eliminated from his credit reports. DEBT ELIMINATED

2020: National Collegiate Student Loan Trust v. Client, Oakland County. Our client was sued for over $50,000. We defended her and counter claimed against the debt collector. We were able to eliminate the entire student loan and clean up the credit for a savings of $50,000! DEBT ELIMINATED

2019: Midland Funding, LLC v Client where client was sued for old credit card debt. Filed defenses and counter claim. Whole debt was eliminated and client then sued the law firm for money damages after it tried to garnish him on a judgment that did not exist. Client estimates he saved over $50,000 in debt, interest and charges. DEBT ELIMINATED

2020: Cavalry SPV I v Client in 52-1 District Court in Oakland County. Cavalry claimed client owed $2600 in its lawsuit. We got involved and within 48 hours, the case resolved and the debt of $2600 was eliminated. We also received attorney fees and costs from Cavalry and we were able to return the client's small retainer to him. Another Happy Client! DEBT ELIMINATED

2020: Unifund CCR, LLC v Client times 3 Cases in the 57th District Court in Allegan County. Unifund CCR and their law firm. claimed to be owed $12,000 total through three collection lawsuits against my husband and wife clients. There was little, if any, proof that the clients owed the debt to Unifund CCR. But the clock was ticking on responses to the lawsuits. We got involved and within days, all three cases and the $12,000 in debt was eliminated and the credit will now be cleared up. A Happy Client! DEBT ELIMINATED

2020: Discover Bank v Client in the 57th District Court in Allegan County. Discover Bank claimed to be owed over $26,000 in a Judgment. The client had a lien against her property and could not get a new mortgage or sell the land. We got involved and within an hour, got the debt settled on 40% of the debt amount and the lien was lifted and the client's property was saved. Happy Client!

2020: Cavalry SPV, LLC v Client in the 41st District Court in Sterling Heights, Macomb County. Client owed over $10,000 in a Judgment that was a decade old. Cavalry SPV was executing on client's paycheck and taxes and had subpoenaed the client to a creditor's exam. Client hired us and the case was resolved within an hour and 70% of the debt was extinguished, the judgment and garnishments eliminated, and the client had a peace of mind for the first time in years. Very Happy Client. DEBT ELIMINATED

2020: Citibank v Client in the 56A District Court in the City of Charlotte, Eaton County. Client was sued for owing $3,000 to Citibank and Stenger & Stenger and came to us on the last day of the 21 days allowed to Answer the complaint. This was a lawsuit from a Creditor and not a debt collector so theoretically, there would be little wiggle room to settle the debt. Within days we had negotiated the whole debt away and the client does not face a lawsuit anymore. Very Happy Client.

2020: Cavalry SPV, LLC v Client in the 18th District Court in the City of Westland, Wayne County. Client was sued by Cavalry SPV for owing over $5,600 to Citibank. We filed an Answer and Counter Claim against Cavalry SPV. We settled the case for a complete elimination of the whole $5,600. The debt is now gone, the case is dismissed, and my client's credit will be cleaned up. A Very Happy client. DEBT ELIMINATED

2020: Portfolio Recovery Associates, LLC v Client in the 54B District Court in the City of East Lansing, Ingham County. Client was sued by Portfolio Recovery for owing over $15,0000 to Citibank. We filed an Answer and Counter Claim against Portfolio Recovery. We settled the case for a complete elimination of the whole $15,000. The debt is now gone, the case is dismissed, and my client's credit will be cleaned up. A Very Happy client.

2020: Jefferson Capital Systems, LLC v Client in the 36th District Court in the City of Detroit, Wayne County. Client was sued for owing $2500 to Jefferson on a DTE debt by Stillman Law Offices. We filed an Answer and Counter Claim. We negotiated the whole debt away and returned a small retainer to him. The debt is now gone, the case is dismissed, and Jefferson will clean up the credit. Very Happy Client.

2020: Midland Credit Management, Inc. v Client in the 54A District Court in the City of Lansing, Ingham County. Client was sued for owing approx. $3200 to Midland on an alleged Capital One debt by Midland's in-house law firm. We filed an Answer and Counter Claim. We negotiated the whole debt away and the credit cleaned within a week of being hired. The debt is now gone, and the case is dismissed. Very Happy Client. DEBT ELIMINATED

2020: Absolute Resolutions Investments, LLC v Client in the 12th District Court in the City of Jackson, Jackson County. Client was sued by Stenger & Stenger, P.C. for owing approx. $5600 to Absolute on an alleged Citibank debt. We filed an Answer and Counter Claim. After the Pre-Trial, we negotiated the whole debt away and the credit cleaned up. The debt is now gone, and the case is dismissed. Very Happy Client.

2020: Cavalry SPV I, LLC. v Client in the 70th District Court in the City of Saginaw, Saginaw County. Client was sued for approx. $5,000 by Cavalry on an alleged Citbank debt by Stillman law Office. We filed an Answer and Counter Claim against Cavalry under the Fair Debt Collection Practices Act. We negotiated the whole debt away and the credit cleaned within two weeks of being hired. The debt is now gone, and the case is dismissed. Very Happy Client. DEBT ELIMINATED

2020: National Collegiate Student Loan Trust v Client in the 47th District Court in the City of Farmington Hills, Oakland County. Client was sued by Shermeta Law Group on almost $25,000 in student loan debt. We went to work on this and filed an Answer and Counter Claim. After the Pre-Trial, we negotiated 65% of the whole debt away and the end of further interest and costs on the small, remaining debt. Now, the client just makes a low monthly payment, and a cloud has been lifted off their head with the case dismissed. Very Happy Client.

2020: Cavalry SPV I, LLC. v Client in the 48th District Court in the City of Bloomfield, Oakland County. Client was sued for owing approx. $2800 by Cavalry on an alleged Citbank debt by Weber & Olcese, PLC. We filed an Answer and Counter Claim against Cavalry under the Fair Debt Collection Practices Act (FDCPA) and the Michigan Regulation of Collection Practices Act (MCPA). We negotiated the whole debt away and the credit cleaned within weeks of being hired. The debt is now gone, and the case is dismissed. Very Happy Client. DEBT ELIMINATED

2020: Jefferson Capital Systems, LLC v Client in the 52-1 District Court, Novi, Oakland County. Jefferson Capital and Berndt, Beach & Associates, P.C. sued our client in District Court on an old DTE debt. Jeff Cap and Berndt, Beach claimed our client owed over $2800. We filed an Answer and Counter Claim. We negotiated a package that eliminated the case and the debt within weeks of our being hired. With the DTE debt eliminated, client's credit scores will go up too. Very happy Client. DEBT ELIMINATED

2020: Cavalry SPV I, LLC v Client in the 67-4 District Court, Fenton, Genesee County. Cavalry and Mandarich Law Group, LLP sued our client in District Court on an old Capital One debt. Cavalry and Mandarich claimed our client owed over $4300. They kept telling the client they would work things out and not to worry about the case. Cavalry then defaulted client for the whole amount. We stepped in and negotiated a package that eliminated the case and the debt within an hour of our being hired. With the Cavalry debt and default eliminated, client's credit scores will go up. Very happy Client. DEBT ELIMINATED

2020: Absolute Resolutions Investments, LLC v Client in the 61st District Court, Grand Rapids, Kent County. Absolute and Stenger & Stenger, P.C. sued our client in District Court on an old Citibank, N.A. debt. Absolute and Stenger sued for over $4200. We stepped in and Answered the lawsuit and sued Absolute for suing a client with no proof. We soon negotiated a package that eliminated the case and the debt before the first Pre-Trial. With the Citibank debt and case eliminated, client's credit scores will go up. Very happy Client. DEBT ELIMINATED

2020: LVNV Funding, LLC v Client in the 52-1 District Court, Novi, Oakland County. LVNV and Stenger & Stenger, P.C. sued our client in District Court on an old Credit One Bank, N.A. debt. LVNV and Stenger claimed our client owed over $2500. We filed an Answer and Counter Claim. We negotiated a package that eliminated the case and the debt within weeks of our being hired. With the Credit One debt eliminated, client's credit scores will go up too. Very happy Client. DEBT ELIMINATED

2020: LVNV Funding, LLC v Client in the 90th District Court in Charlevoix County. LVNV sued our client in District Court on an old Citibank debt totaling over $16,000. LVNV and Stenger & Stenger took the case up to a Pre-Trial. We negotiated a package that got all $16,000 eliminated (gone!) within weeks our being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2020: LVNV Fundling, LLC v Client in the 48th District Court in Oakland County. LVNV Funding sued our client on an old debt. LVNV Funding and Stenger & Stenger P.C. held two other client debts and he faced two more lawsuits. We negotiated a package that got all three debts eliminated within weeks of our being hired. Over $6,000 in debt gone and the credit cleaned too. Very happy client. DEBT ELIMINATED

2020: Crown Asset Management, LLC v Client in the 67-5th District Court in Genesee County. Crown Asset sued our client in District Court on an old debt totaling around $3,000. Crown Asset was represented by Stenger & Stenger, P.C. My client disputed he owed the debt. The complaint had little evidence that Crown Asset owned the debt. We sued Crown Asset. Crown Asset and their law firm, Stenger & Stenger, P.C. backed off and we then negotiated a deal that eliminated the debt and got the case dismissed within days of our being hired. We also got his retainer paid back to him. Really happy Client. DEBT ELIMINATED

2020: Midland Credit Management, Inc. v Client in the 52-1st District Court in Oakland County. Midland sued our client in District Court on two old debts totaling around $4,000. Midland filed two lawsuits inside one for two different credit obligations that my client disputed. We got involved and Midland and their law firm, Mary Jane M. Elliott, P.C. backed off. We then negotiated a package that got the debts eliminated and the case dismissed within days of our being hired and cleaned up our client's credit. All this again for a very low retainer. Very happy Client. DEBT ELIMINATED

2020: Midland Credit Management, Inc. v Client in the 33rd District Court in Wayne County. Midland sued our client in District Court on an old debt. Midland and their law firm were collecting on a debt my client had proof he did not owe. He signed an Affidavit disputing the debt and we negotiated a package that got the debt eliminated and the case dismissed within days of our being hired. We also cleaned up his credit. All this for a very low retainer. Very happy Client. DEBT ELIMINATED

2020: Our client and his wife found that they had several debts on their credit reports that were as a result of ID Theft. We sued Equifax, Experian and Trans Union and the companies that placed the debts on their credit reports in a Fair Credit Reporting Act (FCRA) case. We quickly settled everything for them resulting in a removal of all the debts from their credit reports, money damages to the clients along with their attorney fees and costs paid. Their FICO scores have gone up and they are eligible for more credit purchases (at lower interest rates) than they were prior to hiring us. Very Happy FCRA Clients!

2020: Midland Credit Management, Inc v Client in the 52-1 District Court in Oakland County. Midland Credit claimed to be owed almost $2,000 through a collection lawsuit. They included several Affidavits as proof of debt ownership. We got involved and within days, the case was settled, the debt was eliminated, and the credit will be cleared. Happy Client! DEBT ELIMINATED