Debt Collectors Filing Lawsuits

Security Credit Services, LLC (SCS) is a debt buying company who files Michigan collection lawsuits through The Law Offices of Timothy Baxter and Associates. They buy up old credit union and student loan debt, and many other types of defaulted loans. You will see the name ReliaMax Surety Company in a lot of the paperwork attached to their lawsuits. However, their title and assignment paperwork is always incomplete from what we have seen and they can't prove ownership of their debts. Read More

Through the law firm, Bowden Barlow, Student Loan Solutions buys up old student loan debt, mostly from Bank of America. They are suing students, not finding solutions to their loan issues. Their lawsuits are filed without the proper assignment or title paperwork to prove their case. I see a lot of Statute of Limitations issues with these lawsuits. So, when you are sued by SLS, review the paperwork to ensure that there is evidence and documentation to support the balance SLS claims is owed. In some cases, though you have not paid in years, Florida caselaw says that the actual beginning of the statute of limitations case starts when SLS sends out its letter for full balance from a firm called Williams & Fudge whose letter is attached to the SLS Florida lawsuit (see below). Read More

Citizens Bank, NA is an Original Creditor that offers high interest loans similar to Lending Club and WebBank online loans. Citizens are usually represented by either Weltman, Weinberg & Reis or Stenger & Stenger.  While a lawsuit from an original creditor is harder to fight or resolve, the Citizens type of debt lawsuit has a unique weakness: Prior to suing the borrower, the bank has already assigned or transferred the debt to a secured trust long before Citizens filled the lawsuit you are facing. Further, the lawsuit by Citizens may appear to be a creditor lawsuit and lack any FDCPA regulation, the transfer of the debt to someone else makes Citizens a debt collector for the real owners of the debt with greater options for the consumer to fight the lawsuit. Read More

Citibank N.A. a creditor credit card company that sues consumers in Michigan through the law firm Stenger & Stenger, P.C. Most Citibank credit card debt is placed in securitized trusts holding all debt without the proper proof of debt ownership. Stenger files lawsuit without the proper assignment or title paperwork from the secured trust to Citibank to prove their case. I use this knowledge to settle or eliminate my client’s debts and lawsuits in Michigan Circuit and District Courts. Read More

Roosen, Varchetti & Olivier, PLLC, is a debt collector law firm that files collection lawsuits in Michigan for debt buyers like Corp Solutions, LVNV Funding, LLC and Cavalry SPV I, LLC. The lawsuits filed by Credit Corp, LVNV and Cavalry are all based upon a questionable title history of strange sounding entities buying up the old debt with no proof. As their lawsuits are filed without the proper assignment or title paperwork to prove their case, it is easy to fight them and secure a good result. So, when you are sued by Roosen Varchetti, review the paperwork to ensure that there is evidence and documentation to support the balance allegedly owed. Our goal for you is to point out to the Court that Roosen Varchetti has not followed state and federal law when attempting to collect a debt. In the past with have counter sued in these debt buyer cases with the goal of getting our clients' debts eliminated. Read More

JH CX Liquidating Trust (JH CX) is a debt buying company who just started filing Michigan collection lawsuits through Shermeta Law Group. JH CX buys up old bank debt or defaulted loans files lawsuits for the full amount. The lawsuits filed are all based upon a weird title history of strange sounding entities buying up the old debt with no proof. As their lawsuits are filed without the proper assignment or title paperwork to prove their case, it is easy to fight them and secure a good result. So, review the paperwork to ensure that there is evidence and documentation to support the balance JH CX claims is owed. Our goal for you is to point out to the Court that JH CX or Shermeta has not followed state and federal law when attempting to collect a debt. In the past with have counter sued JH CX with the goal of getting our clients' debts eliminated. Read More

Credit Corp Solutions (CCS) is a debt buying company who just started filing Michigan collection lawsuits through Roosen, Varchetti and Olivier PLLC. Credit Corp buys up old Lending Club, Web Bank, Synchrony Bank, and other types of defaulted loans. The lawsuits filed by Credit Corp are all based upon a weird title history of strange sounding entities buying up the old debt with no proof. As their lawsuits are filed without the proper assignment or title paperwork to prove their case, it is easy to fight them and secure a good result. Read More

Bank of America a creditor credit card company that sues consumers in Michigan through the law firm Shermeta Law Group. Most credit card debt is placed in securitized trusts holding all debt without the proper proof of debt ownership. Shermeta files lawsuit without the proper assignment or title paperwork from the secured trust to prove their case. I use this knowledge to settle or eliminate my client’s debts and lawsuits in Michigan Circuit and District Courts. Read More