Beware Of Zombie Debt Collectors Don’t let debt collectors chase you down for money you no longer owe. Have you ever received a letter or phone call asking you to pay a debt that you’re not sure you owe? If so, you may be the target of zombie debt collectors. What is zombie debt? It [...]

Posted on August 7th, 2010 by admin
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CREDIT REPORT CHECK: Everyone should check his or her credit report at least annually. Individuals are entitled to a FREE credit report copy annually, as a result of federal legislation to combat identity theft. Check the website below. Request a copy by contacting the Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281 [...]

Posted on August 6th, 2010 by admin
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Here are some more tips on taping calls under the FDCPA When taping the collector: 1. Always be polite. Even if they insult you, say, “why are you being insulting to me or why are you getting personal with me,” and stay calm without getting sucked into their insult game. You want to show them [...]

Posted on August 5th, 2010 by admin
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