The three things you should do if you're a victim of identity theft are:
- Monitor your credit reports. Keep an eye. See if the identity thief is still using your credit information.
- Place a 90 day credit fraud alert on your credit reports.
- Make sure you have filed a police report. Just as you have no case if you haven't sent a dispute letter, you have no ability to dispute something without a police report saying that you are not the person that bought those debts, but really the victim.