Why do I need to dispute directly through the Credit Reporting Agency (CRA)?

Collection Stopper Video FAQ

Under the Fair Credit Reporting Act the first step to curing negative information on your credit bureau is to go directly to the credit bureaus and say, "I dispute this debt." We advise our clients to go one step further and let the furnisher or credit agency that placed the debt on credit that you dispute the debt. The first step of course is to the people that actually accumulate and collect your debt information and that's the credit bureaus.

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