What is a Credit Reporting Agency (CRA)?

Collection Stopper Video FAQ

A credit report is a collection of your buying and lending information. A credit reporting agency, be it Trans Union, Experion or Equifax collects all of this information on you and stores it for future lenders or employers, or even the government to take a look at your credit report when making a decision about you. It is the responsibility of the credit reporting agency to keep an accurate and reasonable file. 

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