Five Star Case Summaries

2021: Palisades Collection, LLC v Client in the 52-1 District Court in Novi, Oakland County. Palisades and Shermeta Law Group sued our client in District Court and got a Default Judgment, now more than $23,700.00. The debt was her ex-husband's card, and our client now faced more garnishments on an old judgment for a debt she never signed up for. We threatened a Motion to Set Aside on the ten-year-old debt-a near impossible task. Palisades and Shermeta agreed to set aside the judgment and dismiss the case. Client had this hanging over her head for ten years and now she is free of the worry. DEBT And Worry ELIMINATED

2020: Unifund CCR, LLC v Client times 3 Cases in the 57th District Court in Allegan County. Unifund CCR and their law firm. claimed to be owed $12,000 total through three collection lawsuits against my husband and wife clients. There was little, if any, proof that the clients owed the debt to Unifund CCR. But the clock was ticking on responses to the lawsuits. We got involved and within days, all three cases and the $12,000 in debt was eliminated and the credit will now be cleared up. A Happy Client! DEBT ELIMINATED

In 2020, Equifax v. Client, in an inaccuracy on the credit case. Under the Fair Credit Reporting Act (FCRA), our client received a money damages settlement and had the underlying creditor debts eliminated from his credit reports. DEBT ELIMINATED

2020: Citibank v Client in the 56A District Court in the City of Charlotte, Eaton County. Client was sued for owing $3,000 to Citibank and Stenger & Stenger and came to us on the last day of the 21 days allowed to Answer the complaint. This was a lawsuit from a Creditor and not a debt collector so theoretically, there would be little wiggle room to settle the debt. Within days we had negotiated the whole debt away and the client does not face a lawsuit anymore. Very Happy Client. DEBT ELIMINATED

2020: Midland Credit Management, Inc. v Client in the 33rd District Court in Wayne County. Midland sued our client in District Court on an old debt. Midland and their law firm were collecting on a debt my client had proof he did not owe. He signed an Affidavit disputing the debt and we negotiated a package that got the debt eliminated and the case dismissed within days of our being hired. We also cleaned up his credit. All this for a very low retainer. Very happy Client. DEBT ELIMINATED

2021: Midland Credit Management, Inc (MCM) v Client in the 48th District Court in Bloomfield Hills, Oakland County. MCM and Mary Jane Elliott, P.C. law firm sued our client in District Court and got a Default Judgment against her for more than $10,0000 while she was out of state for three months. We got involved and threatened a Motion to Set Aside. MCM and Mary Jane Elliott, P.C. agreed to set aside the judgment and dismiss the case. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2022: Midland Credit Management, Inc. (MCM) v Client in the 57th District Court in Allegan County. Client was wrongfully sued on two debts for $5,600 from Comenity Bank and Synchrony Bank by MCM and their law firm for a debt MCM had no proof our client owed. We Answered and Counter Sued. Within 72 hours, we got the case dismissed , the $5,600 debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2021: Midland Credit Management, P.C. v Client in the 18th District Court in Westland, Wayne County. Midland Funding sued our client in District Court on old Capital One Bank debt totaling over $1,900. Midland Credit was represented by the law firm Stenger & Stenger, P.C. We counter sued and negotiated a package with the law firm and we got all $1,900 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2020: Absolute Resolutions Investments, LLC v Client in the 61st District Court, Grand Rapids, Kent County. Absolute and Stenger & Stenger, P.C. sued our client in District Court on an old Citibank, N.A. debt. Absolute and Stenger sued for over $4200. We stepped in and Answered the lawsuit and sued Absolute for suing a client with no proof. We soon negotiated a package that eliminated the case and the debt before the first Pre-Trial. With the Citibank debt and case eliminated, client's credit scores will go up. Very happy Client. DEBT ELIMINATED

2022: UHG LLC v Client in the 72-2 District Court in Marine City, St. Clair County. Client was wrongfully sued for a Citibank debt by UHG and their law firm, Weltman Weinberg, LPA could not prove the client owed the amount requested. The lawsuit could not show any ownership of the debt by UHG or Weltman Weinberg. Within weeks of hiring us, client received an elimination of the $3800 debt, dismissal of the case and a cleaned-up credit report. Very happy Client. DEBT ELIMINATED

2022: Capital Alliance Financial, LLC v Client in the 34th District Court, Romulus, Wayne County. Capital Alliance Financial, LLC and their law firm Stenger & Stenger, P.C. sued our client in District Court back in 2013 on a $3,000 debt. They got a Default Judgment against our client without his knowledge. They were garnishing the client's wages in another state. We got involved and threatened a Motion to Set Aside. That other state's laws don't allow out of state collection attempts the way Michigan does. Capital Alliance Financial, LLC and Stenger & Stenger, P.C. agreed to set aside the judgment rather than go into that other state. Stenger dismissed the case including waiving the debt. With the debt and lawsuit eliminated, client got his work garnishment released and the money taken in the garnishment returned. Very happy Client. DEBT AND DEFAULT JUDGEMENT ELIMINATED!

2020: Cavalry SPV I, LLC. v Client in the 70th District Court in the City of Saginaw, Saginaw County. Client was sued for approx. $5,000 by Cavalry on an alleged Citbank debt by Stillman law Office. We filed an Answer and Counter Claim against Cavalry under the Fair Debt Collection Practices Act. We negotiated the whole debt away and the credit cleaned within two weeks of being hired. The debt is now gone, and the case is dismissed. Very Happy Client. DEBT ELIMINATED

2021: Credit Corp Solutions, Inc. v Client in 47th District Court in Farmington Hills, Oakland County, Michigan. Credit Corp sued our client for over $5,000.00 on an old Lending Club/Web Bank debt. We filed an Answer and Counter Claim against Credit Corp because they failed to show the Court any proof of ownership of the debt. Credit Corp was represented by Roosen, Varchetti & Olivier, PLLC out of Mount Clemons, Michigan. They immediately backed off and agreed to eat the debt and dismiss the case against the client. The case and debt will also come off client's credit report. DEBT ELIMINATED.

2020: Portfolio Recovery Associates, LLC v Client in the 54B District Court in the City of East Lansing, Ingham County. Client was sued by Portfolio Recovery for owing over $15,000 to Citibank. We filed an Answer and Counter Claim against Portfolio Recovery. We settled the case for a complete elimination of the whole $15,000. The debt is now gone, the case is dismissed, and my client's credit will be cleaned up. A Very Happy client. DEBT ELIMINATED

2021: Board of Trustees for Michigan State University (MSU) v Client in the 54-B District Court in Lansing, Ingham County. Client was wrongfully billed for medical services while a student. MSU and Ingber & Winters, PC sued our client in District Court claiming the client owed a debt that was covered by insurance. We got the case dismissed, the debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

In 2020, Cavalry SPV I v. Client, in an Oakland County District Court. Our client had a lawsuit against them seeking over $15,000 We were able to settle the debt for $3,500, saving our client $11,500!

2020: LVNV Funding, LLC v. Client in an inaccuracy on the credit case. Under the Fair Credit Reporting Act (FCRA), we got both the LVNV Funding debt eliminated and the underlying, original lender debt waived, a deletion of the credit and money damages! DEBT ELIMINATED

2021: Midland Credit Management, Inc. v Client in the 61st District Court in Grand Rapids, Kent County. MCM sued our client in District Court on an old Fifth Third Bank debt she owed on a credit card. The amount of the debt was just under $4,000. MCM was represented by the law firm, Stenger & Stenger, P.C. We counter sued and negotiated a package with the law firm that got all $4,000 eliminated within days of our firm being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2020: Cavalry SPV, LLC v Client in the 41st District Court in Sterling Heights, Macomb County. Client owed over $10,000 in a Judgment that was a decade old. Cavalry SPV was executing on client's paycheck and taxes and had subpoenaed the client to a creditor's exam. Client hired us and the case was resolved within an hour and 70% of the debt was extinguished, the judgment and garnishments eliminated, and the client had a peace of mind for the first time in years. Very Happy Client. DEBT ELIMINATED

2021: Credit Corp Solutions, Inc. v Client in 53rd District Court in Howell, Livingston County, Michigan. Credit Corp sued our client for over $10,800.00 on an assignment from Lending Club/Web Ban. We filed an Answer and Counter Claim against Credit Corp because they failed to show the Court any proof of ownership of the debt. Credit Corp was represented by Roosen, Varchetti & Olivier, PLLC out of Mount Clemons, Michigan. They immediately backed off and agreed to eat the debt and dismiss the case against the client. The case and debt will also come off client's credit report. DEBT ELIMINATED.

2021: Midland Credit Management v Client in the 48th District Court in Bloomfield Hills, Oakland County. Midland Credit sued our client in District Court on two Citibank/Home Depot debts in one lawsuit totaling over $15,000. Midland Credit was represented by its own company law firm. We counter sued and negotiated a package with the law firm that got all $15,000 eliminated. With the two debts and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2020: DNF & Associates, LLC v Client in 36th District Court in Wayne County. DNF claimed client owed $4700 in its lawsuit. We got involved and within 48 hours, the case resolved and the debt of $4700 was eliminated. We also received attorney fees and costs from DNF and we were able to return the client's small retainer to her. Happy Client! DEBT ELIMINATED

2022: Crown Asset Management, LLC (Crown Asset) v Client in the 56A District Court in Charlotte, Eaton County. Client was wrongfully sued for a Comenity Bank debt by Crown Asset and their law firm, Rausch Sturm Law Offices for a debt Crown Asset had no proof our client owed. We Answered and Counter Sued. We then sued Rausch Sturm for violations of the FDCPA. We quickly got the case dismissed, the debt eliminated, our attorney fees and costs paid, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2021: Portfolio Recovery & Associates, LLC (PRA) v Client in the 44 District Court in Royal Oak, Oakland County. PRA and Weber & Olcese PLC law firm sued our client in District Court on old Capital One Bank debt totaling over $5,700. PRA is a debt buyer of old debt with no real proof that it owns the debts it sues upon. So, we counter sued for the wrongful debt collection and negotiated a package with the law firm to get the whole $5,700 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2021: LVNV Funding, LLC v Client in the 41-2 District Court in Shelby Township, Macomb County. LVNV and Stenger & Stenger law firm sued our client in District Court on an old Cross River Bank debt totaling over $6,400. LVNV Funding is also Resurgent Capital Services, and it is unclear who really owns the debt. So, we counter sued for the wrongful debt collection and negotiated a package with the law firm to get the whole $6,400 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2021: Midland Credit Management, P.C. v Client in the 58th District Court in Grand Haven, Ottawa County. Midland Funding sued our client in District Court on old Capital One Bank debt totaling over $3,500. Midland Funding is also Midland Credit and was represented by its own company law firm. We counter sued and negotiated a package with the law firm and after ONLY TWO DAYS, we got all $3,500 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2022: Midland Credit Management, Inc. (MCM) v Client in the 5th District Court in St. Joseph, Berrien County. Client was sued for a Fifth Third Bank debt of $20,000 that MCM had no proof our client owed to the debt collector. We Answered MCM and counter sued them. We got the case dismissed, the whole $20,000 debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. $20,000 gone! DEBT ELIMINATED

2020: Absolute Resolutions Investments, LLC v Client in the 12th District Court in the City of Jackson, Jackson County. Client was sued by Stenger & Stenger, P.C. for owing approx. $5600 to Absolute on an alleged Citibank debt. We filed an Answer and Counter Claim. After the Pre-Trial, we negotiated the whole debt away and the credit cleaned up. The debt is now gone, and the case is dismissed. Very Happy Client. DEBT ELIMINATED

2021: Crown Asset Management, LLC (PRA) v Client in the 66th District Court in Corunna, Shiawassee County. Crown Asset and the Rausch Sturm law firm sued our client in District Court on old Web Bank and Prestige Funding debt totaling over $18,000. Crown Asset is a debt buyer of old debt with no real proof that it owns the Prestige Funding debts it sues upon. So, we counter sued for the wrongful debt collection and negotiated a package with the law firm to get the whole $18,000 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2021: Portfolio Recovery & Associates, LLC (PRA) v Client in the23rd District Court in Taylor, Wayne County. PRA and Weber & Olcese PLC law firm sued our client in District Court on old Capital One Bank debt totaling over $6,700. PRA is a debt buyer of old debt with no real proof that it owns the debts it sues upon. So, we counter sued for the wrongful debt collection and negotiated a package with the law firm to get the whole $6,700 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2020: National Collegiate Student Loan Trust v. Client, Oakland County. Our client was sued for over $50,000. We defended her and counter claimed against the debt collector. We were able to eliminate the entire student loan and clean up the credit for a savings of $50,000! DEBT ELIMINATED

2020: Crown Asset Management, LLC v Client in the 67-5th District Court in Genesee County. Crown Asset sued our client in District Court on an old debt totaling around $3,000. Crown Asset was represented by Stenger & Stenger, P.C. My client disputed he owed the debt. The complaint had little evidence that Crown Asset owned the debt. We sued Crown Asset. Crown Asset and their law firm, Stenger & Stenger, P.C. backed off and we then negotiated a deal that eliminated the debt and got the case dismissed within days of our being hired. We also got his retainer paid back to him. Really happy Client. DEBT ELIMINATED

2021: UHG I, LLC (UHG) v Client in the 58th District Court in Hudsonville, Ottawa County. UHG and Weltman Weinberg sued our client in District Court claiming UHG owned an old Lending Club and WebBank debt they could not prove title to. Within weeks, we got the case dismissed, the debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2022: Capital Alliance Financial, LLC v Client in the 52-3rd District Court Rochester Hills, Oakland County. Capital Alliance Financial, LLC and their law firm Stenger & Stenger, P.C. sued our client in District Court back in 2008 on an ID Theft case for a debt that was not hers. They got a Default Judgment against her for more than $8,000 without her knowledge. We got involved and threatened a Motion to Set Aside. Capital Alliance Financial, LLC and Stenger & Stenger, P.C. agreed to set aside the judgment and dismiss the case including waiving the debt. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT AND DEFAULT JUDGEMENT ELIMINATED!

2022: Midland Credit Management, Inc. (MCM) v Client in the 24th District Court in Allen Park, Wayne County. Client was sued for a Synchrony Bank debt of $2200 that MCM had no proof our client owed to the debt collector. We Answered MCM and counter sued them. Within 24 hours, we got the case dismissed, the whole debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2020: Cavalry SPV I v Client in 52-1 District Court in Oakland County. Cavalry claimed client owed $2600 in its lawsuit. We got involved and within 48 hours, the case resolved and the debt of $2600 was eliminated. We also received attorney fees and costs from Cavalry and we were able to return the client's small retainer to him. Another Happy Client! DEBT ELIMINATED

2022: Cavalry SPV I, LLC. (Cavalry) v Client in the 16th Circuit Court in Macomb County. Client was sued for a Citibank debt of $32,000 that Cavalry had no proof our client owed to the debt collector, Stillman Law Office. We Answered Cavalry’s lawsuit and counter claimed the lawsuit against Cavalry. Within 72 hours, we got the case dismissed, the whole debt of $32,000 plus eliminated, and it will come off the client's credit report and their FICO scores will go way up with. Very happy Client. DEBT ELIMINATED

2021: Portfolio Recovery Associates, LLC (PRA) v Client in the 61st District Court in Grand Rapids, Kent County. PRA sued our client in District Court and obtained a $10,800 Judgment against our client. Client came to us for help and to negotiate with Weber & Olcese, the law firm that obtained the Judgment for PRA. Within weeks, we got 60% of the debt eliminated and client now pays a much more manageable amount on a debt he owes. We got the Judgment set aside and case dismissed. With the Judgment eliminated, it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2021: Crown Asset Management, LLC v Client in the 54A District Court in Lansing, Ingham County. Crown Asset and Rausch Sturm law firm sued our client on an old First National Bank of Omaha debt in District Court for more than $4,800.00. We discovered that Crown Asset had possibly filed the case in the wrong court-a violation of the Fair Debt Collection Practices Act. We settled the case for both a mutual walk away from the debt and counter claim and received attorney fees and costs as part of the deal. The debt and lawsuit are gone, and it will come off the client's credit reports. Very happy Client. DEBT ELIMINATED

2021: Jefferson Capital Systems, Inc v Client in the 57th District Court in Allegan, Allegan County. Jefferson Capital sued our client in District Court on an old Fifth Third Bank debt totaling over $4,200. Jefferson Capital was represented by the law firm, Weber & Olcese. We counter sued and negotiated a package with the law firm that got all $4,200 eliminated within Seven days of our firm being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2020: Cavalry SPV I v Client in the 70th District Court in Saginaw, Saginaw County. Cavalry SPV I sued our client in District Court on an old Citibank debt totaling over $14,000. Cavalry SPV I was represented by the law firm, Mandarich Law Group, LLP. We counter sued and negotiated a package with the law firm that got all $14,000 eliminated within FOUR DAYS of our firm being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2021: Cavalry SPV I, LLC v Client in the 47th District Court in Farmington Hills, Oakland County. Cavalry SPV sued our client in District Court on old Citibank, N.A. debt totaling over $5,600. Cavalry was represented by the law firm, Weber & Olcese, P.L.C. We counter sued and negotiated a package with the law firm and we got all $5,600 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go up too-this eliminates a Collection Account from the client's credit report. Very happy Client. DEBT ELIMINATED

2022: Midland Credit Management, Inc. (MCM) v Client in the 54th District Court in East Lansing, Eaton County. Client was wrongfully sued on two debts for $9,800 from Comenity Bank by MCM and their law firm, Mary Jane Elliott PC for a debt MCM had no proof our client owed. We Answered and Counter Sued. Within 24 hours, we got the case dismissed , the $9,800 debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2021: LVNV Funding, LLC v Client in the 91st District Court in Sault Ste Marie, Chippewa County. Midland Credit sued our client in District Court on two Credit One Bank debts in two different lawsuits. LVNV Funding, LLC was represented by the Stenger & Stenger law firm. We counter sued and negotiated a package with the law firm that got the whole debt eliminated, the two lawsuits dismissed, and the client's credit cleaned up. Client avoided two judgments and her credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2022: Capital One, N.A. v Client in the 41A-2 District Court in Shelby Township, Macomb County. Client was sued on a credit card debt of $2400. We Answered the lawsuit and held the Counter Claim in abeyance pending the outcome of the settlement discussions. CapOne and their law firm Weber & Olcese quickly agreed to settle the case and eliminate the whole debt. So, we got the case dismissed, the debt eliminated, and it will come off the client's credit report and their FICO scores will go up with the elimination of a Credit Account. Very happy Client. DEBT ELIMINATED

2020: Our client faced three lawsuits from Navient and SLM. We eliminated all three debts and required the credit to be cleaned up in a settlement. Over $15,000 in debt eliminated along with three lawsuits dismissed. We also sued the law firm in Federal Court and received money damages under the FDCPA. DEBT ELIMINATED

2022: JH CX Liquidating Trust (JHCX) v Client in the 12th District Court in Jackson County. Client was wrongfully sued on a JH Portfolio Debt Equities, LLC debt for $3,129.62 from Comenity Bank by JHCX and their law firm, Shermeta Law Group for a debt JHCX had no proof our client owed. We Answered and Counter Sued. We got the case dismissed , the $3,129.63 debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2020: Crown Asset Management, LLC v. Client in a Wayne County Court. A lawsuit was filed against our client in district court seeking over $6,000. The case was settled with the entire $6,000 wiped out and the credit cleaned! DEBT ELIMINATED

2021: Midland Funding LLC v Client in the 47th District Court in Farmington Hills, Oakland County. Midland Funding sued our client in District Court on old GE Capital debt totaling over $7,000. Midland Funding is also Midland Credit and was represented by its own company law firm. We counter sued and negotiated a package with the law firm that got all $7,000 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2020: Cavalry SPV I, LLC. v Client in the 48th District Court in the City of Bloomfield, Oakland County. Client was sued for owing approx. $2800 by Cavalry on an alleged Citbank debt by Weber & Olcese, PLC. We filed an Answer and Counter Claim against Cavalry under the Fair Debt Collection Practices Act (FDCPA) and the Michigan Regulation of Collection Practices Act (MCPA). We negotiated the whole debt away and the credit cleaned within weeks of being hired. The debt is now gone, and the case is dismissed. Very Happy Client. DEBT ELIMINATED

2020: Cavalry SPV I, LLC v Client in the 67-4 District Court, Fenton, Genesee County. Cavalry and Mandarich Law Group, LLP sued our client in District Court on an old Capital One debt. Cavalry and Mandarich claimed our client owed over $4300. They kept telling the client they would work things out and not to worry about the case. Cavalry then defaulted client for the whole amount. We stepped in and negotiated a package that eliminated the case and the debt within an hour of our being hired. With the Cavalry debt and default eliminated, client's credit scores will go up. Very happy Client. DEBT ELIMINATED

2021: Cavalry SPV I v Client in the 55th District Court in Mason, Ingham County. Cavalry sued our client in District Court and obtained a Default judgment for over $10,000 while she was in the hospital. Cavalry was represented by Weber & Olcese. Once we got involved, Cavalry and Weber did the right thing by eliminating the Judgment and wiped out the debt. With the case dismissed and the $10,000 debt eliminated, it will come off the client's credit report and her FICO scores will rise. Very happy Client. DEBT ELIMINATED

2020: Absolute Resolutions Investments, LLC v Client in the 36th District Court in Wayne County. Absolute Resolutions and Stenger & Stenger, P.C. claimed to be owed over $4,000 through a collection lawsuit. Absolute Resolutions had no proof of ownership of the debt that they claimed our client owed. We got involved and within days, the case was settled, the debt was eliminated, and the credit will be cleared. The client will also receive her small retainer back. Very Happy Client! DEBT ELIMINATED

2021: Portfolio Recovery Associates, LLC. v Client in 52-1 District Court in Novi, Oakland County, Michigan. PRA sued our client for over $4,300 on an assignment from Synchrony Bank for a debt the client did not owe. We filed an Answer and Affidavit and Counter Claim against PRA because they failed to show the Court any proof of ownership of the debt. PRA was represented by Weber & Olcese, PLC out of Birmingham, Michigan. After we got involved PRA agreed to eat the debt and dismiss the case against the client. The case and debt will also come off client's credit report. DEBT ELIMINATED.

2020: Midland Credit Management, Inc. v Client in the 53rd District Court in Livingston County. Midland sued our client in District Court on an old Capital One Bank debt totaling over $7600. Midland and their law firm, Stenger & Stenger took the case up to a Pre-Trial. We negotiated a package with Stenger that got all $7600 eliminated within weeks our firm being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2020: CACH, LLC v. Client, Wayne County District Court. CACH was seeking a judgment for $11,000 against our client. We defended our client and counter claimed against CACH. We we able to eliminate the whole debt while saving our client over $11,000!

2020: SLM Private Education Loan Trust v Client in 60th District Court in Muskegon County. SLM claimed client owed $8300 in its lawsuit. We got involved and the case was resolved and the student loan of $8300 was eliminated. We also received attorney fees and costs from SLM. Another Student Loan Debt disappears. DEBT ELIMINATED

2021: Midland Credit Management v Client in the 48th District Court in Bloomfield Hills, Oakland County. Midland Credit sued our client on an old Home Depot/Citibank debt totaling over $6,000. Midland Credit (also Midland Funding, LLC) was represented by its own company law firm. We counter sued and negotiated a package with the law firm that got all $6,000 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2021: Credit Corp Solutions, Inc. v Client in 66th District Court in Coruna, Shiawassee County, Michigan. Credit Corp sued our client for over $20,600.00 on an assignment from Lending Club/Web Ban. We filed an Answer and Counter Claim against Credit Corp because they failed to show the Court any proof of ownership of the debt. Credit Corp was represented by Roosen, Varchetti & Olivier, PLLC out of Mount Clemons, Michigan. They immediately backed off and agreed to eat the debt and dismiss the case against the client. The case and debt will also come off client's credit report. DEBT ELIMINATED.

2021: Midland Credit Management, Inc. v Client in the 24th District Court in Allen Park, Wayne County. Midland Credit sued our client in District Court on an old Credit One debt totaling over $2,200. Midland was represented by the law firm, Mary Jane Elliott, P.C. We counter sued and negotiated a package with the law firm in less than 2 hours that got the whole debt eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2020: Portfolio Recovery Associates, LLC v Client in the 41A District Court in Sterling Heights, Macomb County. Portfolio Recovery sued our client in District Court on an old Synchrony Bank debt totaling over $15,000. Portfolio Recovery was represented by the law firm, Weber & Olcese who took the case up to a Pre-Trial. We negotiated a package with Weber & Olcese that got all $15,000 eliminated within weeks of our firm being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2021: Portfolio Recovery Associates, LLC (PRA) v Client in the 51st District Court in Waterford, Oakland County. PRA and Weber & Olcese law firm sued our client in District Court and got a Default Judgment against her for more than $2,200. We got involved and threatened a Motion to Set Aside. PRA and Weber & Olcese agreed to set aside the judgment and dismiss the case-with prejudice. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2021: Jefferson Capital Systems, LLC v Client in the 20th District Court in Dearborn Heights, Wayne County. Jefferson Capital sued our client in District Court on an old DTE Energy debt for over $3,300. Jeff Cap was represented by the Weber & Olcese law firm. We counter sued and negotiated a package with the law firm that got all $3,300 eliminated. We got the old electric bill and lawsuit eliminated with the debt removed from client's credit. Happy Client. DEBT ELIMINATED

2021: Midland Credit Management, Inc. (MCM) v Client in the 45th District Court in Oak Park, Oakland County. Client was wrongfully sued for a Credit One Bank debt she had originally paid off with the Original Creditor years ago. MCM and their In-House law firm sued our client in District Court with no proof. We got the case dismissed, the debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2019: Midland Funding, LLC v Client where client was sued for old credit card debt. Filed defenses and counter claim. Whole debt was eliminated and client then sued the law firm for money damages after it tried to garnish him on a judgment that did not exist. Client estimates he saved over $50,000 in debt, interest and charges. DEBT ELIMINATED

2021: Our client was sued by Absolute Resolutions Investments, LLC and their law firm, Stenger & Stenger, P.C. in the 8th District court (Kalamazoo County) for an old Costco debt. They claimed that our client owed over $8,000. The lawsuit had nothing to support it by way of ownership proof yet, they were fighting us harder than usual. We sent discovery and a demand to depose their custodian of records. The case was immediately settled with the debt eliminated and our attorney fees and costs paid. For our work and service, the client gave us a ★★★★★ rating on Avvo. With the debt and lawsuit eliminated, the client's credit scores will go up too. Very happy client. DEBT ELIMINATED.

2020: LVNV Fundling, LLC v Client in the 48th District Court in Oakland County. LVNV Funding sued our client on an old debt. LVNV Funding and Stenger & Stenger P.C. held two other client debts and he faced two more lawsuits. We negotiated a package that got all three debts eliminated within weeks of our being hired. Over $6,000 in debt gone and the credit cleaned too. Very happy client. DEBT ELIMINATED

2021: Midland Credit Management, Inc. v Client in the 61st District Court in Grand Rapids, Kent County. MCM sued our client in District Court on an old Synchrony credit card debt he owed. The amount of the debt was over $2,500. MCM was represented by the law firm, Stenger & Stenger, P.C. We counter sued and negotiated a package with the law firm that got all $2,500 eliminated within FOURTEEN DAYS of our firm being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2021: Midland Funding LLC v Client in the 48th District Court in Bloomfield Hills, Oakland County. Midland Funding sued our client in District Court on Four Debts ( Comenity Bank, CitiBank, Synchrony Bank formerly GE Capital and Capital One) totaling over $11,800. Midland Funding is also Midland Credit and they put four counts of four debts in one lawsuit. Midland was represented by the Mary Jane M. Elliott PC law firm. We counter sued and negotiated a package with the law firm that got all $11,800 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Clean credit and a very happy Client. DEBT ELIMINATED

2020: Capital One Bank v. Client, Wayne County district court. A lawsuit was filed against our client seeking over $9,000. After we got involved, the case settled for $4,000 on an easy payment plan, saving our client close to $5,000!

2022: Absolute Resolutions Investments LLC v Client in the 53rd District Court in Howell, Livingston County. Client was wrongfully sued for a First National Bank of Omaha debt and Absolute and their law firm, Stenger & Stenger, PC could not prove the client owed the amount. The lawsuit had no exhibits and could not show any ownership of the debt by Absolute or Stenger. Within weeks of hiring us, client received an elimination of the $6500 debt, dismissal of the case and a cleaned-up credit report. Very happy Client. DEBT ELIMINATED

2021: UHG I, LLC (UHG) v Client in the 42-2 District Court in New Baltimore, Macomb County. UHG and Weltman Weinberg sued our client in District Court claiming UHG owned an old Citibank debt they could not prove title to. Within weeks, we got the case dismissed, the debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2020: Discover Bank v Client in the 57th District Court in Allegan County. Discover Bank claimed to be owed over $26,000 in a Judgment. The client had a lien against her property and could not get a new mortgage or sell the land. We got involved and within an hour, got the debt settled on 40% of the debt amount and the lien was lifted and the client's property was saved. Happy Client!

2020: Cavalry SPV, LLC v Client in the 18th District Court in the City of Westland, Wayne County. Client was sued by Cavalry SPV for owing over $5,600 to Citibank. We filed an Answer and Counter Claim against Cavalry SPV. We settled the case for a complete elimination of the whole $5,600. The debt is now gone, the case is dismissed, and my client's credit will be cleaned up. A Very Happy client. DEBT ELIMINATED

2021: Absolute Resolutions Investments, LLC v Client in the 45th District Court in Oak Park, Oakland County. Absolute Resolutions sued our client in District Court on and old Comenity Capital Bank debt totaling over $5,400. Absolute Resolutions and was represented by Weber & Olcese, PLC law firm. We counter sued and negotiated a package with the law firm and we got all $5,400 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2020: Our client faced a lawsuit in Oakland County from Jefferson Capital Systems, LLC. We eliminated the debt and got her retainer to us returned -paid by the debt collector. We cleaned up the credit and settled our client's case for a savings of over $5,000! DEBT ELIMINATED

2020: Client v Convergent Outsourcing, LLC. Our client was sued on three student loan debts in State district court. We got the debts eliminated and the cases dismissed in state court. We thought that was that. We then sued Convergent Outsourcing, LLC for trying to collect on the same debts again. We were able to negotiate a good settlement of the case for our client who had suffered twice for the same debts. Both times we came to her rescue and made the debt collectors pay. DEBT ELIMINATED

2021: UHG I, LLC and United Holding Group (UHG) v Client in the 12th District Court in Jackson, Jackson County. UHG sued our client in District Court with different names for its company and changing facts for a debt amount of over $5,000. We went after UHG hard and showed the court that UHG's complaint showed no proof they owned the debt or that our client owed the debt. UHG was represented by Weltman Weinberg law firm. We got the case dismissed. With the case and debt eliminated, it will come off the client's credit report. Very happy Client. DEBT ELIMINATED

2021: CVI SGP-CO Aquistion Trust v Client in the 86th District Court in the County of Traverse, client owed an old Zales card debt of approximately $3,000. Stenger & Stenger law firm represented CVI SGP. We got the whole debt eliminated, case dismissed and the credit cleanced up. With the debt and lawsuit eliminated, client's credit FICO scores will go way up now. Very happy Client. DEBT ELIMINATED

2021: Midland Credit Management, Inc. (MCM) v Client in the 36th District Court in Detroit, Wayne County. MCM sued our client in District Court on an old Citibank debt totaling over $13,000. We counter sued and negotiated a package with the law firm and got all $13,000 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2021: Cavalry SPV I, LLC v Client in the 44th District Court in Royal Oak, Oakland County. Calvary sued our client on old Citibank debt totaling over $10,500. Cavalry was represented by Weber & Olcese law firm. We counter sued and negotiated a package with the law firm that got all $10,500 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2020: National Collegiate Student Loan Trust v Client. We defended our clients and fought back with a counter-claim. We eliminated the student loans of the client and his dad. Over $35,000 in student loan debt waived and the case against the clients was dismissed in Wayne Circuit Court. DEBT ELIMINATED

2021: Midland Credit Management, Inc. v Client in 16th District Court in Livonia, Wayne County, Michigan. MCM sued our client for over $4,500 on an assignment from Comenity Capital Bank that really did not exist. The original creditor never did the work they claimed our client owed. We filed an Answer and Affidavit and Counter Claim against MCM because they failed to show the Court any proof of ownership of the debt. MCM was represented by their company law firm and attorney Elizabeth Smith out of Troy, Michigan. After we got involved and within 48 hours, they immediately backed off and agreed eat the debt and dismiss the case against the client. The case and debt will also come off client's credit report. DEBT ELIMINATED.

2020: National Collegiate Student Loan Trust v Client in the 47th District Court in the City of Farmington Hills, Oakland County. Client was sued by Shermeta Law Group on almost $25,000 in student loan debt. We went to work on this and filed an Answer and Counter Claim. After the Pre-Trial, we negotiated 65% of the whole debt away and the end of further interest and costs on the small, remaining debt. Now, the client just makes a low monthly payment, and a cloud has been lifted off their head with the case dismissed. Very Happy Client.

2020: Midland Credit Management, Inc. v Client in the 54A District Court in the City of Lansing, Ingham County. Client was sued for owing approx. $3200 to Midland on an alleged Capital One debt by Midland's in-house law firm. We filed an Answer and Counter Claim. We negotiated the whole debt away and the credit cleaned within a week of being hired. The debt is now gone, and the case is dismissed. Very Happy Client. DEBT ELIMINATED

2021: Midland Credit Management, Inc. (MCM) v Client in the 54A District Court in Lansing, Ingham County. MCM and Mary Jane Elliott, P.C. firm sued our client on an old Citibank debt in District Court for more than $4,700.00. We got involved and settled the case within 24 hours of filing our responsive pleadings. The debt and lawsuit are gone, and it has come off the client's credit reports. Very happy Client. DEBT ELIMINATED

2021: Our client was sued in the 58th District court (Ottawa County) for two old debts by Midland Credit Management, Inc and the collection law firm, Mary Jane M. Elliott, P.C. Our client's case and two debts of over $9,000 were eliminated within one week after they hired us. For our work and service, the client gave us a ★★★★★ rating on Google. With the debt and lawsuit eliminated, client's credit scores will go up too. Very happy client. DEBT ELIMINATED.

2020: Cavalry SPV I v Client in 52-1 District Court in Oakland County. Cavalry claimed client owed $2600 in its lawsuit. We got involved and within 48 hours, the case resolved and the debt of $2600 was eliminated. We also received attorney fees and costs from Cavalry and we were able to return the client's small retainer to him. Another Happy Client! DEBT ELIMINATED

2021: Midland Credit Management, Inc. v Client in the 48th District Court in Bloomfield Hills, Oakland County. MCM sued our client in District Court on an old Synchrony debt she did not owe. The amount of the debt was over $7,500. MCM was represented by the law firm, Stenger & Stenger, P.C. We counter sued and negotiated a package with the law firm that got all $7,500 eliminated within FOURTEEN DAYS of our firm being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2021: Midland Credit Management v Client in the 57th District Court in Allegan County. Midland Credit sued our client in District Court on a Synchrony Bank debt in a lawsuit totaling over $5,000. Midland Credit was represented by its own company law firm. We counter sued and negotiated a package with the law firm that got all $5,000 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2020: Midland Credit Management, Inc. v Client in the 52-1st District Court in Oakland County. Midland sued our client in District Court on two old debts totaling around $4,000. Midland filed two lawsuits inside one for two different credit obligations that my client disputed. We got involved and Midland and their law firm, Mary Jane M. Elliott, P.C. backed off. We then negotiated a package that got the debts eliminated and the case dismissed within days of our being hired and cleaned up our client's credit. All this again for a very low retainer. Very happy Client. DEBT ELIMINATED

2020: LVNV Funding, LLC v Client in the 52-1 District Court, Novi, Oakland County. LVNV and Stenger & Stenger, P.C. sued our client in District Court on an old Credit One Bank, N.A. debt. LVNV and Stenger claimed our client owed over $2500. We filed an Answer and Counter Claim. We negotiated a package that eliminated the case and the debt within weeks of our being hired. With the Credit One debt eliminated, client's credit scores will go up too. Very happy Client. DEBT ELIMINATED

2020: Midland Credit Management, Inc v Client in the 52-1 District Court in Oakland County. Midland Credit claimed to be owed almost $2,000 through a collection lawsuit. They included several Affidavits as proof of debt ownership. We got involved and within days, the case was settled, the debt was eliminated, and the credit will be cleared. Happy Client! DEBT ELIMINATED

2020: Jefferson Capital Systems, LLC v Client in the 36th District Court in the City of Detroit, Wayne County. Client was sued for owing $2500 to Jefferson on a DTE debt by Stillman Law Offices. We filed an Answer and Counter Claim. We negotiated the whole debt away and returned a small retainer to him. The debt is now gone, the case is dismissed, and Jefferson will clean up the credit. Very Happy Client. DEBT ELIMINATED

2021: Portfolio Recovery Associates, LLC v Client in the 35th District Court in Plymouth/Canton, Wayne County. Portfolio Recovery Associates sued our client on an Citibank debt totaling over $6,900. PRA was represented by Weber & Olcese law firm. We counter sued and negotiated a package with the law firm that got all $6,900 eliminated, the lawsuit dismissed with prejudice and cleaned up the client's credit with the trade line removed. Client's credit FICO scores will go way up with a collection debt eliminated from Trans Union, Experian and Equifax reports. Very happy Client. DEBT ELIMINATED

2022: Capital Alliance Financial, LLC v Client in the 52-3rd District Court Rochester Hills, Oakland County. Capital Alliance Financial, LLC and their law firm Stenger & Stenger, P.C. sued our client in District Court back in 2008 on an ID Theft case for a debt that was not hers. They got a Default Judgment against her for more than $8,000 without her knowledge. We got involved and threatened a Motion to Set Aside. Capital Alliance Financial, LLC and Stenger & Stenger, P.C. agreed to set aside the judgment and dismiss the case including waiving the debt. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT AND DEFAULT ELIMINATED!

2022: Midland Credit Management, Inc v Client in the 48th District Court in Bloomfield Hills, Oakland County. Midland Credit Management and their law firm sued our client in District Court back in 2006 and got a Default Judgment on the case for over $45,000. The judgment had been renewed in 2016 and had four more years of collection attempts. We got Midland Credit to agree to a $6,000 total resolution and payment plan to end this. With all that debt eliminated, client's credit FICO scores will go way up along with their happiness of a lessening dark cloud. Very happy Client. DEBT AND DEFAULT WILL BE ELIMINATED!

2021: Crown Asset Management, LLC v Client in the 67-4th District Court in Grand Blanc, Genesee County. Crown Asset sued our client in District Court and obtained a $4,800 Judgment against our client on an old Synchrony Bank debt. Client came to us for help and to negotiate with Stillman Law Office, the law firm that obtained the Judgment for Crown Asset Management, LLC. Within days, we got 90% of the debt eliminated and client now pays basically nothing on a debt he may have owed, just not to Crown Asset. We got the Judgment set aside and case dismissed. With the Judgment eliminated, it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. Very happy Client. DEBT ELIMINATED

2022: UHG LLC v Client in the 21st District Court in City of Taylor, Wayne County. Client was wrongfully sued for over $23,000 for a Lending Clumb debt by UHG their law firm, Weltman Weinberg. Plaintiff could not prove the client owed the amount requested. UHG lacked any proper proof of ownership of the debt by UHG or Weltman Weinberg. Within weeks of hiring us, client received an elimination of the $23,000 debt, dismissal of the case and a cleaned-up credit report. Very happy Client. DEBT ELIMINATED

2021: UHG I, LLC (UHG) v Client in the 52-2 District Court in Clarkson, Oakland County. As a result of ID Theft, UHG and Weltman Weinberg sued our client in District Court claiming UHG owned an old Lending Club debt my client did not sign up for. UHG played hardball and fought us through discovery. They ended up settling and paying the law firm's attorney fees and costs because of the unnecessary fight on an ID Theft case. We got the case dismissed, the debt eliminated, and it will come off the client's credit report and their FICO scores will go way up with the elimination of a Collection Account. This ended an unfortunate ID Theft case experience for our client. Very happy Client. DEBT ELIMINATED

2020: AccessLex Institute aka Access Group v Client in the 86th District Court in Grand Traverse County. AccessLex claimed it was owed over $6,000 on a very old student debt. We resolved the case for the client within seven days and the debt was eliminated and the lawsuit dismissed. Very Happy Client. DEBT ELIMINATED

2021: Midland Credit Management v Client in the 36th District Court in Detroit, Wayne County. Midland sued our client on an old Capital One Bank debt totaling over $4,000. Midland Credit (also Midland Funding, LLC) was represented by its own company law firm. We counter sued and negotiated a package with the law firm that got all $4,000 eliminated. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2022: Crown Asset Management, LLC v Client in the 54B District Court, East Lansing, Ingham County. Crown Asset Management, LLC and their law firm Rausch Sturm sued our client in District Court back in 2019 in a State (Michigan) she no longer lived in and obtained a Default Judgment for over $5,000 without her knowing it. They were starting to take her money through garnishments at the workplace in the real state she lived in. This was acknowledging she did not live in Michigan. We got involved and threatened a Motion to Set Aside because of the false service on the judgment. Crown Asset agreed to set aside the judgment and dismiss the case including waiving the debt and returning the amount garnished. With the debt and lawsuit eliminated, another happy Client. DEBT AND DEFAULT JUDGEMENT ELIMINATED!

2021: Crown Asset Management, LLC v Client in the 46th District Court in Southfield, Oakland County. Crown Asset sued our client in District Court on an old Comenity Capital Bank debt totaling over $9,800. Crown Asset was represented by Rausch, Sturm law firm out of Wisconsin but based in Bingham Farms, near Southfield. We counter sued and negotiated a package with the law firm that got all $9,800 eliminated. They also paid money damages and our client's small retainer was returned to her. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2020: Our client and his wife found that they had several debts on their credit reports that were as a result of ID Theft. We sued Equifax, Experian and Trans Union and the companies that placed the debts on their credit reports in a Fair Credit Reporting Act (FCRA) case. We quickly settled everything for them resulting in a removal of all the debts from their credit reports, money damages to the clients along with their attorney fees and costs paid. Their FICO scores have gone up and they are eligible for more credit purchases (at lower interest rates) than they were prior to hiring us. Very Happy FCRA Clients!

2020: Jefferson Capital Systems, LLC v Client in the 52-1 District Court, Novi, Oakland County. Jefferson Capital and Berndt, Beach & Associates, P.C. sued our client in District Court on an old DTE debt. Jeff Cap and Berndt, Beach claimed our client owed over $2800. We filed an Answer and Counter Claim. We negotiated a package that eliminated the case and the debt within weeks of our being hired. With the DTE debt eliminated, client's credit scores will go up too. Very happy Client. DEBT ELIMINATED

2020: LVNV Funding, LLC v Client in the 90th District Court in Charlevoix County. LVNV sued our client in District Court on an old Citibank debt totaling over $16,000. LVNV and Stenger & Stenger took the case up to a Pre-Trial. We negotiated a package that got all $16,000 eliminated (gone!) within weeks our being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go up too. Very happy Client. DEBT ELIMINATED

2021: LVNV Funding, LLC v Client in the 31st District Court in Hamtramck, Wayne County. Client was wrongfully sued for a Credit One Bank debt LVNV and their law firm, Stenger & Stenger, PC could not prove the client owed to LVNV. The lawsuit had no exhibits and could not show any ownership of the debt by LVNV. Within weeks of hiring us, client received an elimination of the debt, dismissal of the case and a cleaned-up credit report. Very happy Client. DEBT ELIMINATED