Who is Midland Credit Management, Inc.?

Midland Credit Management, Inc is a third-party debt collection company operating out of Troy and Warren (Asset Acceptance) that buys old debt from Home Depot, Lowes, Synchrony Bank, Pay Pal, Citibank, Fifth Third Bank and other credit cards and then sues Michigan consumers through its own law firm in Troy Michigan. Midland also sues consumers through Stenger & Stenger, PC and Mary Jane Elliott, PC. The goal of these lawsuits is to obtain a quick judgment and there is no care as to the paperwork attached the pleadings. These cases are filed without the proper assignment or title paperwork to prove their case. Most courts will let this slide if you don’t bring it up. Midland is looking for 90% default rate so that they don't have to prove their case. I use this absence of proof to settle or eliminate my client’s debts and lawsuits in Michigan Circuit and District Courts. Stenger and Mary Jane attorneys are easy to work with and their attorneys prefer not to litigate. Midland's own firm in Troy will give you are harder time but will resolve cases when we are involved.

What names should I look for if Midland Credit Management ("MCM") are suing me?

The main attorney on all Midland’s debt collection lawsuits is Elizabeth Smith. Look for Joe M. Jammal, Brian L. Groen and Preston U. Nate Stenger is representing Midland Credit. Look for Brian Truba and Dan Manion if Mary Jane Elliott PC is on the case. These attorneys specialize in suing consumers with debt collection lawsuits.  Look for their names on the Summons in your paperwork to confirm MCM is suing you. I deal with them all the time and they know I will sue their firm if they break the law.  Here is a sample of their lawsuits:

Sample of Midland Lawsuits

How to Beat a MCM Lawsuit

When you hire us, first we will file a Response or an “Answer” to the lawsuit to avoid a default being filed against you. If they get a default against you, they can levy or garnish your bank accounts and paycheck. You want to avoid this at all costs.

Second, we file a Counter Claim showing the Court that MCM or their attorneys did not file or attach the proper paperwork to the lawsuit. The real paperwork is long gone from being bought and sold by different entities and debt buyers. MCM adds its own Affidavit telling the court that they own the debt. Just because they say that (from a person in Minnesota) does not mean it is true. Your counter claim shows the Court that MCM has no standing to sue you and therefore they broke the law. You are then entitled to money damages and attorney fees and costs. This will settle lawsuits quickly and will often eliminate the debt against you and end the case.

What is the Resident Agent address of Midland Credit to serve them?

The name and address of the Resident Agent:
Resident Agent Name: MIDLAND FUNDING, LLC
Street Address: 320 EAST BIG BEAVER, STE. 300
City: TROY State: MI Zip Code: 48083
Registered Office Mailing address:
P.O. Box or Street Address: 320 EAST BIG BEAVER, STE. 300
City: TROY. State: MI Zip Code: 48083

How to Settle a Debt with Midland Credit Management

It is simple with the right attorney. If you need help with a Midland debt lawsuit, then contact me at 248-342-9583 or through our free evaluation form.  As a debt lawsuit defense attorney, I also offer a free legal consultation  when you are sued by Midland Credit or their collection attorneys. As I stated above, the best way to deal with them is to come in strong with a good defense and counter claim on their lawsuit.  As our five-star clients will tell you, the savings we offer far outweigh our small legal fees and you might get money back from them in a Federal lawsuit. We do it all. Please fill out our Free Case Evaluation today. Thank you.

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