Who is Jefferson Capital Systems, LLC?

Jefferson Capital Systems, LLC is a debt or junk debt buyer buys old debt from banks and credit card companies and sues Michigan consumers through its law firm, Berndt, Beach & Associates, LLC. They sue on a lot of DTE lawsuits in Michigan. Jefferson’s lawsuits are usually filed without the proper assignment or title paperwork to prove their case. Most courts will let this slide if you don’t bring it up. I use this absence of proof to settle or eliminate my client’s debts and lawsuits in Michigan Circuit and District Courts. Jefferson is easy to work with and their counsel, Mike Beach is very reasonable and pragmatic.

What names should I look for if Jefferson are suing me?

The main attorneys on debt collection lawsuits for Jefferson are Mike Beach and his law firm, Berndt, Beach & Associates, P.C. These attorneys specialize in suing consumers with debt collection lawsuits. Look for their names on the Summons in your paperwork to confirm the law firm is suing you. I deal with Berndt, Beach all the time and they know I will sue their firm if they break the law.

When you get sued by Jefferson in State court, an answer and counter claim against them is the best approach to eliminating or settling your debt when the facts are there. Usually, Stenger has very little proof of ownership of the specific debt they are suing upon-just general Bill of Sale paper or Affidavits that don’t apply to you. Get your paperwork to us within 21 days of being served and we will provide you a free analysis to help you win.

What does a DNF lawsuit look like?

The basic pleading or lawsuit you will receive with be the same throughout the State of Michigan have really have no basis of fact proving you owe the debt to DNF. There is no proof of Assignment of your specific debt in their Exhibits. In fact, any title or assignment proof fails to show you owe the debt or that they have a right to sue you. Look at the assignments and bill of sale attached to your complaint. It will not have a direct and specific assignment of your debt being sold from the original creditor to DNF. Here is a sample Jefferson Complaint:

View Jefferson Sample complaint here

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How to Beat a Jefferson Capital Lawsuit

When you hire us, first we will file a Response or an “Answer” to the Jefferson lawsuit to avoid a default being filed against you. If they get a default against you, they can levy or garnish your bank accounts and paycheck. You want to avoid this at all costs. Otherwise, you lose your case no matter what proof they attached as lawsuit exhibits.

Second, we file a Counter Claim showing the Court that Jefferson did not file or attach the proper paperwork to the lawsuit. The real paperwork is long gone from being bought and sold by different entities and debt buyers. Your counter claim shows the Court that Jefferson has no standing to sue you and therefore they broke the law. You are then entitled to money damages and attorney fees and costs. This will settle lawsuits quickly and will often eliminate the debt against you in any resolution of the case.

What is the Resident Agent address of Jefferson to serve them?

The name and address of the Resident Agent:

Resident Agent Name:


Street Address:




State: MI

Zip Code:


Website: https://www.myjcap.com/

How to Settle a Debt with Jefferson Capital

It is simple with the right attorney. If you need help with a Jefferson lawsuit, then contact me at 248-342-9583 or through our free evaluation form. As a debt lawsuit defense attorney, I also offer a free legal consultation when you are sued by Jefferson Capital or their collection attorneys. It is usually for a DTE bill, sometimes over the statute of limitations. As I stated above, the best way to deal with them is to come in strong with a good defense and counter claim on their lawsuit. As our five-star clients will tell you, the savings we offer far outweigh our small legal fees and you might get money back from them in a Federal lawsuit. We do it all. Please fill out our Free Case Evaluation today.

Cases we resolved with Jefferson Capital Systems

2021: Midland Credit Management, Inc. v Client in the 48th District Court in Bloomfield Hills, Oakland County. MCM sued our client in District Court on an old Synchrony debt she did not owe. The amount of the debt was over $7,500. MCM was represented by the law firm, Stenger & Stenger, P.C. We counter sued and negotiated a package with the law firm that got all $7,500 eliminated within FOURTEEN DAYS of our firm being hired. With the debt and lawsuit eliminated, client's credit FICO scores will go way up too. Very happy Client. DEBT ELIMINATED

2020: Our client faced a lawsuit in Oakland County from Jefferson Capital Systems, LLC. We eliminated the debt and got her retainer to us returned -paid by the debt collector. We cleaned up the credit and settled our client's case for a savings of over $5,000! DEBT ELIMINATED

2020: Jefferson Capital Systems, LLC v Client in the 36th District Court in the City of Detroit, Wayne County. Client was sued for owing $2500 to Jefferson on a DTE debt by Stillman Law Offices. We filed an Answer and Counter Claim. We negotiated the whole debt away and returned a small retainer to him. The debt is now gone, the case is dismissed, and Jefferson will clean up the credit. Very Happy Client. DEBT ELIMINATED

2020: Jefferson Capital Systems, LLC v Client in the 52-1 District Court, Novi, Oakland County. Jefferson Capital and Berndt, Beach & Associates, P.C. sued our client in District Court on an old DTE debt. Jeff Cap and Berndt, Beach claimed our client owed over $2800. We filed an Answer and Counter Claim. We negotiated a package that eliminated the case and the debt within weeks of our being hired. With the DTE debt eliminated, client's credit scores will go up too. Very happy Client. DEBT ELIMINATED

View All Jefferson Capital Systems Cases