Who is DNF Associates, LLC?

DNF Associates, LLC (also known as Diverse Funding Associates, LLC) is a debt buyer of old debt from banks and credit card companies and sues Michigan consumers through its law firm, Stenger & Stenger. DNF’s lawsuits are usually filed without the proper assignment or title paperwork to prove their case. Most courts will let this slide if you don’t bring it up. I use this absence of proof to settle or eliminate my client’s debts and lawsuits in Michigan Circuit and District Courts. Stenger & Stenger and DNF are easy to work with and Joe Jammal, their litigation supervisor is very reasonable and pragmatic.

What names should I look for if DNF are suing me?

The main attorneys on debt collection lawsuits for Stenger & Stenger, P.C. are Joe Jammal, Joshua Stiers or Preston Nate. These attorneys specialize in suing consumers with debt collection lawsuits.  Look for their names on the Summons in your paperwork to confirm the law firm is suing you. I deal with Stenger & Stenger all the time and they know I will sue their firm if they break the law.

When you get sued by DNF in State court, an answer and counter claim against them is the best approach to eliminating or settling your debt when the facts are there. Usually, Stenger has very little proof of ownership of the specific debt they are suing upon-just general Bill of Sale paper or Affidavits that don’t apply to you. Get your paperwork to us within 21 days of being served and we will provide you a free analysis to help you win.

What does a DNF lawsuit look like?

The basic pleading or lawsuit you will receive with be the same throughout the State of Michigan have really have no basis of fact proving you owe the debt to DNF. There is no proof of Assignment of your specific debt in their Exhibits. In fact, any title or assignment proof fails to show you owe the debt or that they have a right to sue you. Look at the assignments and bill of sale attached to your complaint. It will not have a direct and specific assignment of your debt being sold from the original creditor to DNF. Here are sample DNF Complaints:

View DNF Sample complaints here

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How to Beat a DNF Lawsuit

When you hire us, first we will file a Response or an “Answer” to the DNF lawsuit to avoid a default being filed against you. If they get a default against you, they can levy or garnish your bank accounts and paycheck. You want to avoid this at all costs. Otherwise, you lose your case no matter what proof they attached as lawsuit exhibits.

Second, we file a Counter Claim showing the Court that DNF did not file or attach the proper paperwork to the lawsuit. The real paperwork is long gone from being bought and sold by different entities and debt buyers. Your counter claim shows the Court that DNF has no standing to sue you and therefore they broke the law. You are then entitled to money damages and attorney fees and costs. This will settle lawsuits quickly and will often eliminate the debt against you in any resolution of the case.

What is the Resident Agent address of DNF SPV I, LLC to serve them?

The name and address of the Resident Agent:

Resident Agent Name:


Street Address:




State: MI

Zip Code: 49546

Website: https://www.diversefundingllc.com/

How to Settle a Debt with DNF or Stenger & Stenger, P.C.

It is simple with the right attorney. If you need help with a Stenger lawsuit, then contact me at 248-342-9583 or through our free evaluation form.  As a debt lawsuit defense attorney, I also offer a free legal consultationwhen you are sued by DNF or their collection attorneys. As I stated above, the best way to deal with them is to come in strong with a good defense and counter claim on their lawsuit.  As our five-star clients will tell you, the savings we offer far outweigh our small legal fees and you might get money back from them in a Federal lawsuit. We do it all. Please fill out our Free Case Evaluation today.

Cases we resolved with DNF

2020: DNF & Associates, LLC v Client in 36th District Court in Wayne County. DNF claimed client owed $4700 in its lawsuit. We got involved and within 48 hours, the case resolved and the debt of $4700 was eliminated. We also received attorney fees and costs from DNF and we were able to return the client's small retainer to her. Happy Client! DEBT ELIMINATED

2020: DNF Associates, LLC v Client in the 7th District Court in Van Buren County. In a case of Identity Theft, DNF sued our client for a debt he did not owe. Client tried to work it out alone with no success. Client hired us and we resolved the case within days and got the debt eliminated and the small retainer he paid, returned. Very Happy Client. DEBT ELIMINATED

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