CACH, LLC is now part of Resurgent Capital Services after CACH had bankruptcy problems. They are now trying to file on old debt from banks and credit card companies and sue Michigan consumers through its law firm, Stenger & Stenger, PC. The lawsuits are usually filed without the proper assignment or title paperwork to prove their case. Most courts will let this slide in Default Judgments or if you don’t bring it up in your case. I use this absence of proof to settle or eliminate my client’s debts and lawsuits in Michigan Circuit and District Courts. CACH is a bit prickly to work with, but their law firm can be very reasonable once a court deadline is imposed on them.
What names should I look for if CACH issuing me?
The main attorneys on debt collection lawsuits for Jefferson are Joe Jammal, Preston Nate and Brian Groen from Stenger & Stenger in Grand Rapids, Michigan. These attorneys specialize in suing consumers with debt collection lawsuits. Look for their names on the Summons in your paperwork to confirm the law firm is suing you. I deal with Stenger all the time and they know I will sue their firm if they break the law.
When you get sued by CACH in State court, an answer and counter claim against them is the best approach to eliminating or settling your debt when the facts are there. Usually, Stenger has very little proof of ownership of the specific debt they are suing upon. In fact most of their lawsuits are filed with NO PROOF. Get your lawsuit paperwork to us within 21 days of being served and we will provide you a free analysis to help you win.
What does a CACH lawsuit look like?
The basic pleading or lawsuit you will receive with be the same throughout the State of Michigan and will have not proof you owe the debt. It will be two pages long and have nothing supporting the allegations in the lawsuit. Here is a sample CACH Complaint:
CACH went through Bankruptcy and their old debts are very suspect. When you hire us, first we will file a Response or an “Answer” to the CACH lawsuit to avoid a default being filed against you. Debt Collectors love Defaults. If they get a default against you, they can levy or garnish your bank accounts and paycheck. You want to avoid this at all costs as you will lose your case no matter what proof they attach to the lawsuit.
Second, we file a Counter Claim showing the Court that CACH did not file or attach the proper paperwork to the lawsuit. The real paperwork is long gone from being bought and sold by different entities and with the CACH bankruptcy, that is truer than most. Your counter claim shows the Court that CACH has no standing to sue you and therefore they broke the law. You are then entitled to money damages and attorney fees and costs. This will settle lawsuits quickly and will often eliminate the debt against you in any resolution of the case. Your credit will be cleaned up if they reported the debt.
It is simple with the right attorney. If you need help with a CACH or Stenger & Stenger lawsuit, then contact me at 248-342-9583 or through our free evaluation form. As a debt lawsuit defense attorney, I also offer a free legal consultation when you are sued by CACH or their collection attorneys. As I stated above, the best way to deal with them is to come in strong with a good defense and counter claim on their lawsuit. As our five-star clients will tell you, the savings we offer far outweigh our small legal fees and you might get money back from them in a Federal lawsuit. We do it all. Please fill out our Free Case Evaluation today.
Case we resolved with CACH, LLC
We won a collection case vs CACH, LLC and the law firm Stenger & Stenger, PC, Our client gave us a ★★★★★ rating on Google and a wonderful testimonial:
2020: CACH, LLC v. Client, Wayne County District Court. CACH was seeking a judgment for $11,000 against our client. We defended our client and counter claimed against CACH. We we able to eliminate the whole debt while saving our client over $11,000!