Specialized Loan Servicing (SLS) is a debt collector collecting on old mortgage debt across Michigan and the nation. The business model is to claim they are owed big money while at the same time offering to settle for discounts while violating the Fair Debt Collection Practices Act (FDCPA). Usually, they don’t properly own the debt or the right to pursue you.Don’t be fooled by their harassment techniques or collection efforts!
Call us for Free help at (248) 342-9583. We will protect you using the Fair Debt Collection Practices Act (FDCPA) and make them stop the harassment and pay you money damages. Plus, the FDCPA forces the debt collector to pay any fees or costs. Free Help to stop the Harassment! Just send us any letters from them by email or fax. Some letters are worth thousands as SLS knows the FDCPA and how to abuse it.
#1. If a debt collector’s lips are moving, they are probably breaking the law. If it is legal in your district, record every conversation.
#2. A debt collector can't attempt to contact you at work if they are told that you are not allowed to accept calls at work. Make sure you state it is in the policy of the company you work at.
#3. The debt collector may not discuss your debt with other third parties. However, they do have the right to contact others in trying to determine your home address, phone number and place of employment. But they can only do this one time.
#4. If you have an attorney representing you, the debt collector must communicate with you through your attorney and may not contact you directly. But they probably will.
#5. Debt collectors can only contact you between the hours of 8 AM and 9 PM. Debt collectors will wrongfully claim to be in a different time zone where they are calling from.