The Fair Debt Collection Practices Act (FDCPA) was developed to protect consumers from being harassed by the collection agencies. Its other purpose was to level the playing field for debt collection agencies that followed the law.

Our firm goes after the agencies that believe that breaking the law is the only way to make money in collections. We see fear and harassment as part of the DNA of a lot of the agencies we sue. We turn the thing around and let them worry for a while as we come after the bad debt collector with the power of the Federal Law.

Smile, you just got contacted by a debt collector!

Whether you owe a debt or not, you should not suffer at the hands of a collection firm that uses intimidation and bullying tactics instead of working with each debtor within their means. When the debt collector crosses the line we act fast for our clients in giving them peace of mind and comfort that only the power of the FDCPA (and your state collection statute) can bring in cleaning up the bad guys.

Just hiring us is the best first step. Once you hire an attorney, the collection company is not allowed any further contact. If you send a validation or “cease and desist” letter, that too serves to end any further disruption of your life or fear to answer the phone. This is all before any suit is filed. If a debt collector contacts you after sending them a validation letter or obtaining an attorney, you have an even better case. Make them pay you.

Next, we sue the debt collector. You can receive money damages, an elimination of the debt or a possible removal of the debt from you credit report. Either way, or clients are happy from almost day one and they don’t pay us anything. We make the bad guys pay under the FDDCPA.

If they sue you, Smile again.

Debt collectors sue first and ask questions later. They give their law firms little of any information to sue on figuring you will not answer the lawsuit, there will be a default and then they will not have to prove anything to get your money. Don’t let that happen to you. If you get sued by a debt collector, call us. We will represent you for free if there is an FDCPA violation and then sue them to get you money damages for wrongfully suing you. Parker Power!

Why we Smile

All we are doing is suing really, bad guys for breaking the law. We are also supplying our clients with the proper means to protect themselves and punish those bad guys that make our clients’ life a nightmare. In less then 24 hours we can put a smile on our clients’ faces and make the debt collector have the nightmares. There is a new Sherriff in town and our silver badge has the letters FDCPA printed on it. So hang in there pardner, and smile.

Author: Brian Parker

Posted on April 13th, 2009 by admin
Filed under: The Fair Debt Collection Practices Act