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Zombie Debt

Zombie or Junk Debt Buyers sue people and when the lawsuit is not Answered, suddenly the old debt is now good again even though the statute of limitations was passed years ago. We can protect you from Junk Debt buyers such as NCO, MCM and Asset Acceptance or and other debt collector that buys old [...]

Negotiating with Credit Card Companies

Debt negotiation or debt arbitration is one of the debt settlement methods in which both the creditor and debtor agree on a reduced balance or lower interest rate. You have to make payment following a new schedule or repay the reduced balance which is treated as “paid in full.” Debtor has to repay this reduced [...]

Getting calls, have a ball

If you are receiving calls from debt collectors, turn your frown upside down and take notes, take names and tape the calls. Let them abuse you and hang themselves doing it. The more they abuse you on tape, the easier it is to sue the abuser for money damages and possibly get the debt you [...]